Get ready for a bigger reward to award your longer patience for accumulating gold or silver over 3 years. Our Smart 36 Gold & Smart 36 Silver purchase plans reward you with up to 30% additional metal in 3 years. Wait longer — value stronger.
Smart 36 Purchase Plan — tell us a little about you and we'll take it from here.
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Pay upfront – Lock your metal price – Get up to 30% additional Gold or Silver in 36 months.
Smart 36 Gold & Silver Purchase Plans are designed for long-term customers who want a disciplined and rewarding journey to plan their Gold or Silver purchase over a 36-month period. With the Smart 36 Purchase Plans, you can choose your preferred eligible Gold or Silver quantity, make the upfront payment and lock the applicable metal price at the time of purchasing the plan.
You don't have to wait 36 months to receive your Gold or Silver. Starting from the first month, you will periodically receive eligible quantities of metal as per your chosen delivery mode with the advantage of up to 30% additional Gold or Silver.
There are 3 delivery modules to avail up to 30% additional Gold or Silver:
These delivery modules are designed to make your Gold and Silver purchase journey more rewarding and disciplined throughout the 36-month waiting period. The longer the waiting period, the higher the reward of additional metals is.
The purchase plan follows a simple and convenient 5-step process.
Select the eligible Gold or Silver quantity you wish to purchase under the applicable Smart 36 Purchase Plan.
Once you select your preferred quantity, make the required payment through the available online or offline channels.
The applicable price of the selected Gold or Silver quantity is locked at the time of purchasing the plan. This provides clarity on the purchase price applicable to your selected purchase.
Complete the applicable 36-month waiting period under the Smart 36 Purchase Plan, along with the applicable terms and conditions.
Receive your purchased Gold or Silver plus up to 45% additional metal as per your chosen delivery module.
You can purchase the Smart 36 Gold & Silver Purchase Plans through both online and offline channels.
Download our App, complete the KYC process, select the applicable Smart 36 Purchase Plan, choose your preferred Gold or Silver quantity and make the applicable payment.
Customers can visit our head office where our team will assist them with the applicable purchase process and EMI details.
* Terms and conditions apply. Additional metal benefits, price locking, eligible quantities, product specifications, KYC, delivery and other conditions are subject to the official Smart 36 Purchase Plan terms.
Book today, wait 36 months — we'll reward your waiting period with additional gold or silver based on your chosen delivery frequency.
| Frequency | Dispatch | Mode | Reward |
|---|---|---|---|
| MD — Monthly Delivery | 36 deliveries | Home delivery | +25% |
| QD — Quarterly Delivery | 12 deliveries | Home delivery | +27.5% |
| HD — Half-yearly Delivery | 6 deliveries | Home delivery | +30% |
We'll get your gold or silver packet home delivered, safely. Because at Viindhya, your comfort and convenience are equally important to us.
We've built a seamless experience for modern buyers through both offline and online payment channels.
With over 5 years of growing trust, Viindhya Gold has emerged as a respected name among modern gold and silver buyers — with the credentials and government certifications to give you complete confidence, transparency, purity, and authenticity.
This certification proves our refinery's testing laboratory is internationally recognized for pinpoint analytical accuracy and technical competence.
This certification provides government-backed legal assurance of exact purity, protecting buyers from fraud and immediately boosting market tradability.
This system connects the buyer directly with the refinery. This direct channel negates adulteration and price markups as the product moves from the factory to the retail market.
This home-delivery service ensures the precious metals reach safely to their legitimate purchasers. It ensures mental peace and convenience for all our esteemed buyers.
This certification guarantees the highest possible investment-grade precious metal content, commanding premium market value and instant international liquidity.
This guarantees that every bar or coin contains exactly or slightly more than the stated weight, entirely eliminating consumer risk of receiving underweight metal.
Everything buyers commonly ask about the Smart 36 plan. Don't see your question? Reach out through the enquiry form and our team will help.
Ask Us DirectlyIf 3 years feels long, choose the horizon that suits your goal — every plan rewards planning ahead.